This is the most well maintained VRBO that I have experienced. Everything worked, the quality of kitchen supplies were much better than usual and even though it was on a river there were no bugs.
The river was very low during our stay so we couldn't swim off the dock. The ladder on our dock and all of the docks around didn't reach the water, which is obviously no fault of the owner. There was a lovely swimming beach very nearby. My teenagers had an absolute blast catching types of fish that we don't have in Missouri. That said, there are multiple signs on the property to reflect the neighbors space. Those are there for a reason, there is one neighbor that watches like a hawk. The docks are close together. My 8 yo had a sloppy cast while fishing and his hook stuck in their dock. NONE of this is the owners control, but the neighbor was very unpleasant and let us know that he really dislike living next to the rental. So, if fishing with little ones, I would probably visit a public area.
There was some disagreement at checkout, but it has been respectful. I would always suggest accidental damage insurance because what is no big deal to a mom of 5, can be a big deal to someone else. Also, take pictures at arrival and checkout. It's a good thing to do anyway (but i didn't!) and can save everyone the debate later.
We rented a boat while there as well. We had never visited the Great Lakes area and really enjoyed ourselves.